In the world of not-for-profit organisations, cash is not just important—it's essential.
Access to cash savings can make all the difference in supporting the communities you serve. That’s why the Insignis Cash platform is designed to help your organisation maximise its cash reserves without the administrative hassle.
It is quick, convenient, and simple. With just one application form, you gain access to exclusive and competitive rates from dozens of banking providers.
You remain the beneficial owner of your funds at all times and with easy access, short notice term accounts, and fixed-term deposits you can draw down funds exactly when your organisation needs them.
Increase the cash for your cause without an increase in time or efforts.
Rates are correct on the Insignis Cash Platform as of 13 Nov 2024. Rates are subject to a minimum and maximum deposit size. Availability of product will vary depending on the client type.
Why Insignis Cash
Insignis Cash is committed to providing charities and not-for-profit organisations with the best solutions for their cash management needs.
Market-leading interest rates
Access competitive and exclusive interest rates across a wide range of savings accounts allowing you to grow your financial resources and create even greater positive change.
Enhance safeguarding
24/7 availability, two-step authentication, and dual authorisation for secure transactions. Your funds are exclusively held in your organisation name and can only be withdrawn to a designated account from the platform.
Better protection
Enhance your FSCS protection eligibility by spreading your savings across multiple banks all at the click of a button. All UK-based banks on the Insignis Cash platform are members of the UK Financial Services Compensation Scheme (FSCS).
Single sign-up process
One form gets you access to our current and future banking partners. No more searching for appealing savings rates or painstakingly collecting trustee details to switch savings accounts. Instead, you can concentrate on what truly matters.
Streamline cash management
Manage your savings in one place. Our platform streamlines your cash management operations, allowing you to focus more time and energy on your core mission.
Friendly Support
We are built on trust; our UK-based Client Services team is available to assist with any enquiries or guide you along your journey. For instance, we can send you helpful reminders when your fixed-term products reach maturity.
Helpful Hounds Assistance Dogs was delighted with the service and terms that we received from Insignis Cash when setting up our Savings Accounts. The personal help and information we received when making our choice of providers was invaluable. Added to that, the method of applying for accounts using a single form, together with the ease of transferring the money, made the whole process straightforward.
Mike Barry First Rate Credit Union
I looked at several cash management platforms before settling on Insignis Cash. It was clear that they were easy to work with, very responsive, and had done some research on credit union needs. We can now quickly and easily spread our risk, investing our excess funds for maximum return without the hassle of dealing with multiple banks and deposit takers.
Lisa Hughes River Learning Trust
Before Insignis Cash, we spent a great deal of time filling in endless forms, getting together the right signatories, and researching where to place our funds - during which time the markets might well have moved. Signing up with Insignis has done away with all of that, and we are able to place funds in a matter of minutes, with no additional forms to complete. We have access to the best rates, and choose only from institutions that meet our investment policy.
Katie Hewitt Lewis Manning
Insignis Cash has transformed our ability to manage our cash reserves, it is really easy to use and once set up has enabled us to get the best rate on our money without the associated cottage industry of trustee approvals and signatures. I would definitely recommend this platform to any hospice or charity.
Kim Hall TIMU Academy Trust
I am extremely impressed with Insignis Cash, a very intuitive, easy to use, and professional platform that is a joy to work with.
Anne Hardaker Harrogate Neighbours Housing Association Ltd.
From the moment we were in touch with Insignis Cash, the process was made easy from start to finish, and the platform is very user friendly.
Frequently asked questions
Are all your banks/building societies covered under the FSCS (Financial Services Compensation Scheme) scheme?
All our banks and building societies are covered under the FSCSscheme up to £85,000 per depositor, except for a Guernsey-basedbuilding society, which is covered under the Guernsey BankingDeposit Compensation Scheme (up to £50,000 per individual).
How do you take your fee?
Once a client deposits funds into their Hub account, we setaside the annual account service fee and draw down monthlypayments in arrears from this fee reserve account. We charge a minimum of one quarter of the fees, after which fees arecharged pro rata. While the funds are in the fee reserve, theyremain in the client’s name. There are no other fees for theInsignis Cash service.
Can clients break their accounts early?
Our deposit takers may allow accounts to be broken early in cases of bereavement, on provision of the relevant legal documentation. Other than bereavement, they will consider breakage requests where valid reasons may include customers in vulnerable circumstances (e.g., terminal illness) or sometimes cases of extreme financial hardship. Deposit takers review all breakage requests on a case-by-case basis. If the conditions are not met,notice must be served or maturity reached, for clients to accesstheir funds.
What happens to clients’ deposits if Insignis Cash ceases to trade?
Clients’ funds are securely held by the relevant financial institutions, not by Insignis Cash. Funds would be retained by the banks and building societies until maturity (if applicable), when the funds will be returned to the linked account.
Save with confidence
Join the many charities, not-for-profit organisations, and trusts who are earning competitive returns on their cash reserves through the Insignis Cash management platform.
