The home of cash savings products for banks, partners and savers alike.
Insignis Cash is a trusted and award-winning platform for individuals, companies, pensions, charities, and local authorities to earn better interest rates on their cash savings.
Established in 2017, by Paul Richards and Giles Hutson, who saw the need to address the critical evolution within the savings market and build a platform ecosystem that benefited banks, partners and clients.
As a founder-owned organisation, we benefit from the independence that allows us to work with banks and financial industry partners to gain the best results for all.
Our independence enables us to offer a holistic service that focuses on getting better interest rates for you. We partner with wealth managers, financial planners, and banks to get the best results for our mutual clients and empower savers to do more with their hard-earned cash.
Leadership Team
Our team has a wealth of financial and technological experience and understands that saving money can be challenging. That’s why we have built bespoke technology that makes the process simple and hassle-free for our clients.
Paul Richards Chairman
Prior to co-founding Insignis Cash, Paul Richards was Managing Director at Bank of America Merrill Lynch and Co-head of EMEA Debt Capital Markets and Corporate Banking. Additionally, he was a member of the EMEA Operating Committee, Capital Commitment & Reputational Risk Committees.
Paul’s career began at Merrill Lynch trading fixed income products across all currencies before he joined Goldman Sachs to set up a trading presence in Deutsche Mark and Pound Sterling. In 2006, Paul returned to Merrill Lynch before relocating to New York to oversee the Debt New Issue groups in the USA, Canada, Europe, Tokyo, and Hong Kong. Paul returned to London in 2010 after the banks’ merger.
Giles Hutson Chief Executive Officer
Giles co-founded Insignis Cash, following a 20-year career in Investment Banking as a Managing Director at Merrill Lynch where he was European Corporate Head of Banking and Debt Capital Markets. Prior to Merrill Lynch, Giles was a Managing Director at Morgan Stanley and has held previous roles at Goldman Sachs and Barclays. He was responsible for running many global financing, payment and risk management transactions across all asset classes.
Eight years on, Giles remains extremely motivated by the continued potential for Insignis Cash to help clients reduce risk and increase return, and to provide banks with stable, predictable, and efficient funding.
Kate Toumazi Chief Operating Officer
Kate joined Insignis Cash as Chief Operating Officer in 2024. She brings a wealth of experience from companies at different stages of their growth, and leads on executing a best-in-class operating model and driving efficiency as Insignis Cash continues to scale.
Having qualified as a chartered accountant with Arthur Andersen & Co., Kate latterly served with Thomson Reuters for fourteen years, holding a variety of leadership roles in areas such as finance, risk data services and business transformation. She most recently spent six years as Chief Operating Officer at Privitar, a UK-based startup, and helped to lead the company to a successful acquisition in 2023.
Awards & Incubator programmes
2023 - EY
FinTech Growth Programme
2022 - London & Capital
Growth Builders
2022 - Tech Nation
Fintech 5.0 programme
2022 - PAM Awards
Digital Wealth Proposition
2021 - Savings Champion
Best Cash Savings Platform
Our future
We are thrilled to have grown from strength to strength. Our team has grown considerably and become even more diverse, comprising many talented individuals well-equipped to support our continued growth.
From our offices in Cambridge and London, our team is dedicated to strengthening our collaboration with industry partners and delivering premium services to clients throughout the UK.
A career with Insignis Cash
We are always looking for high-calibre individuals to join our team.